Security and regulations

Yes, your money is safe with arvy. It is held in your personal account with our regulated Swiss partner bank Hypothekarbank Lenzburg (HBL). This account always remains your property and is legally protected – even in the unlikely event that arvy files for bankruptcy.

We also work with state-of-the-art security standards to protect your money and personal data.

Even in the unlikely event of arvy’s insolvency, your money is safe. Your investments, including cash reserves, are separate from arvy’s assets and belong to you. Investments are considered separate assets and have nothing to do with the bankruptcy estate. Your cash is also protected by the Swiss statutory deposit guarantee up to CHF 100,000.

Yes, arvy is licensed by FINMA as a manager of collective assets (CISA Art. 24). As far as partners are concerned, we work exclusively with licensed and regulated financial service providers and banks. These partners are subject to strict supervisory rules and ensure that your money and your investments meet the highest security standards.

Your money is held in your personal account at Hypothekarbank Lenzburg (HBL). This account is held in your name and is legally protected from third-party claims.

No, your account is protected by a password and – if activated – by two-factor authentication. Even if someone knows your access data, your money can only be paid out to the bank account you have deposited. This means that your investments and assets are always protected.

Even if a third party were to try to change your arvy payout account, they would not be able to steal your money. We add your name to every payout so that the payout cannot be executed if the new payout account is not in your name. This additional security measure ensures that your money is always protected.